🌍 ClimateRiskCheck

Natural Disaster Risk in Kosse

Texas

6.1out of 10
High Risk

Risk Summary for Kosse

Kosse scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Drought Hurricane

All 18 Hazard Scores

Cold Wave
9.2
Drought
8.7
Hurricane
8.2
Wildfire
7.6
Hail
7.0
Lightning
6.9
Tornado
6.8
Ice Storm
6.7
Extreme Heat
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Avalanche
4.5
Winter Weather
4.0
Earthquake
3.9
Landslide
3.2
Riverine Flooding
1.0

How it compares

Kosse
6.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kosse, Texas

Located in the Deep South in Limestone County, Kosse is a small community of about 1,067. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Kosse a community where hazard awareness has real practical value.

FEMA rates Kosse's composite natural disaster risk at 6.1 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for drought and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Kosse's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by cold wave and drought, as measured by FEMA across Limestone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Kosse's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Kosse: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Kosse

These city-level factors differentiate Kosse from other communities in Limestone County and provide geographic context for its hazard exposure.

Population

1,067

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.6/10

Coordinates

31.2996Β° N, 96.6054Β° W

Limestone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kosse

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kosse

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.