🌍 ClimateRiskCheck

Natural Disaster Risk in La Salle

Texas

5.5out of 10
Moderate Risk

Risk Summary for La Salle

La Salle scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.3
Drought
9.1
Wildfire
6.8
Cold Wave
6.2
Extreme Heat
6.1
Ice Storm
6.0
Lightning
5.8
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.3
Winter Weather
2.8
Earthquake
2.7
Strong Wind
2.5
Landslide
2.1
Riverine Flooding
1.0

How it compares

La Salle
5.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: La Salle, Texas

Located along the Gulf Coast in Jackson County, La Salle is a small unincorporated community. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making La Salle a community where hazard awareness has real practical value.

FEMA rates La Salle's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and drought risk in their preparedness planning.

Relative to other U.S. communities, La Salle's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, La Salle residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for La Salle: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for La Salle

These city-level factors differentiate La Salle from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

84

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

28.7758Β° N, 96.6472Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for La Salle

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in La Salle

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.