🌍 ClimateRiskCheck

Natural Disaster Risk in Lasara

Texas

5.4out of 10
Moderate Risk

Risk Summary for Lasara

Lasara scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Coastal Flooding

All 18 Hazard Scores

Cold Wave
9.8
Hurricane
9.4
Drought
9.2
Coastal Flooding
9.2
Lightning
7.0
Extreme Heat
6.3
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.7
Avalanche
4.5
Wildfire
3.8
Tornado
3.3
Winter Weather
2.8
Earthquake
2.6
Landslide
1.8
Strong Wind
1.7
Riverine Flooding
1.0

How it compares

Lasara
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lasara, Texas

Lasara is a small community of about 1,457 in Willacy County, along the Gulf Coast. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lasara.

FEMA rates Lasara's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for hurricane and coastal flood risk in their preparedness planning.

Lasara's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Willacy County, the highest-scoring are cold wave, hurricane, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lasara's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Lasara: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Lasara

These city-level factors differentiate Lasara from other communities in Willacy County and provide geographic context for its hazard exposure.

Population

1,457

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 26.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

26.4687Β° N, 97.9159Β° W

Willacy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lasara

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lasara

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.