🌍 ClimateRiskCheck

Natural Disaster Risk in Lazbuddie

Texas

5.1out of 10
Moderate Risk

Risk Summary for Lazbuddie

Lazbuddie scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Winter Weather

All 18 Hazard Scores

Drought
10.0
Hail
8.8
Winter Weather
7.6
Wildfire
7.1
Hurricane
6.1
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Strong Wind
4.6
Avalanche
4.5
Earthquake
3.4
Extreme Heat
3.1
Ice Storm
2.8
Lightning
2.3
Landslide
1.3
Riverine Flooding
1.0

How it compares

Lazbuddie
5.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lazbuddie, Texas

Lazbuddie, in Parmer County, is a small unincorporated community situated in the arid interior West. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Lazbuddie residents and property owners must navigate.

According to FEMA's National Risk Index, Lazbuddie carries an overall risk score of 5.1/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to hail and winter.

Within Texas, Lazbuddie's risk is, slightly below the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Parmer County identifies drought as the foremost hazard, followed by hail and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lazbuddie's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Lazbuddie: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Lazbuddie

These city-level factors differentiate Lazbuddie from other communities in Parmer County and provide geographic context for its hazard exposure.

Population

74

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

34.4028Β° N, 102.5911Β° W

Parmer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lazbuddie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lazbuddie

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.