🌍 ClimateRiskCheck

Natural Disaster Risk in Lexington

Texas

5.3out of 10
Moderate Risk

Risk Summary for Lexington

Lexington scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Drought Hurricane

All 18 Hazard Scores

Cold Wave
8.8
Drought
8.5
Hurricane
8.2
Tornado
6.2
Hail
5.8
Extreme Heat
5.4
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.4
Ice Storm
4.4
Strong Wind
4.2
Earthquake
2.5
Landslide
2.0
Riverine Flooding
1.0

How it compares

Lexington
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lexington, Texas

Located in the South Central United States in Lee County, Lexington is a town of roughly 5,044 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Lexington a community where hazard awareness has real practical value.

Lexington's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include drought and hurricane.

Relative to other U.S. communities, Lexington's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by cold wave and drought, as measured by FEMA across Lee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Lexington's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Lexington: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Lexington

These city-level factors differentiate Lexington from other communities in Lee County and provide geographic context for its hazard exposure.

Population

5,044

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

30.4238Β° N, 97.0418Β° W

Lee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lexington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lexington

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.