🌍 ClimateRiskCheck

Natural Disaster Risk in Lindsay

Texas

6.7out of 10
High Risk

Risk Summary for Lindsay

Lindsay scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Tornado

All 18 Hazard Scores

Drought
9.8
Hail
9.4
Wildfire
9.3
Tornado
9.3
Ice Storm
8.9
Extreme Heat
8.0
Strong Wind
7.3
Landslide
6.8
Hurricane
6.5
Earthquake
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.7
Avalanche
4.5
Cold Wave
4.5
Winter Weather
4.0
Riverine Flooding
1.0

How it compares

Lindsay
6.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lindsay, Texas

Located in the interior eastern United States in Cooke County, Lindsay is a small community of about 881. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Lindsay a community where hazard awareness has real practical value.

Lindsay's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include hail and tornado.

Relative to other U.S. communities, Lindsay's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Cooke County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Lindsay residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lindsay: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Lindsay

These city-level factors differentiate Lindsay from other communities in Cooke County and provide geographic context for its hazard exposure.

Population

881

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

33.6301Β° N, 97.2424Β° W

Cooke County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lindsay

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lindsay

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.