Natural Disaster Risk in Lone Star
Texas
Risk Summary for Lone Star
Lone Star scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lone Star, Texas
Located in the interior eastern United States in Morris County, Lone Star is a small community of about 2,094. The diverse climate that characterizes this part of Texas — marked by an exceptionally varied climate from humid subtropical in the east to desert in the west — directly influences the types and severity of natural hazards present, making Lone Star a community where hazard awareness has real practical value.
Lone Star's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include hail and tornado.
Relative to other U.S. communities, Lone Star's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by ice storm and hail, as measured by FEMA across Morris County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Lone Star residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.
What this means for Lone Star: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Local Factors for Lone Star
These city-level factors differentiate Lone Star from other communities in Morris County and provide geographic context for its hazard exposure.
Population
2,094
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 32.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.9/10
Coordinates
32.9085° N, 94.6848° W
Morris County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lone Star
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lone Star
Other cities in Texas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.