🌍 ClimateRiskCheck

Natural Disaster Risk in Louise

Texas

6.3out of 10
High Risk

Risk Summary for Louise

Louise scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Cold Wave Drought

All 18 Hazard Scores

Hurricane
9.7
Drought
9.3
Cold Wave
9.3
Extreme Heat
8.1
Hail
7.9
Tornado
7.6
Lightning
7.3
Ice Storm
6.3
Wildfire
5.9
Tsunami
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.5
Avalanche
4.5
Earthquake
3.5
Landslide
2.2
Riverine Flooding
1.0

How it compares

Louise
6.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Louise, Texas

Louise, in Wharton County, is a small community of about 1,629 situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Louise residents and property owners must navigate.

According to FEMA's National Risk Index, Louise carries an overall risk score of 6.3/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to cold wave and drought.

Within Texas, Louise's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wharton County identifies hurricane as the foremost hazard, followed by cold wave and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Louise's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Louise: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Louise

These city-level factors differentiate Louise from other communities in Wharton County and provide geographic context for its hazard exposure.

Population

1,629

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

29.1402Β° N, 96.4378Β° W

Wharton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Louise

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Louise

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.