🌍 ClimateRiskCheck

Natural Disaster Risk in Malakoff

Texas

7.3out of 10
High Risk

Risk Summary for Malakoff

Malakoff scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tornado Strong Wind

All 18 Hazard Scores

Cold Wave
9.8
Tornado
9.4
Strong Wind
9.1
Extreme Heat
8.9
Hail
8.7
Lightning
8.6
Ice Storm
8.5
Wildfire
7.9
Hurricane
7.7
Winter Weather
7.2
Drought
6.4
Landslide
6.0
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Malakoff
7.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Malakoff, Texas

Malakoff, in Henderson County, is a town of roughly 5,842 residents situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Malakoff residents and property owners must navigate.

According to FEMA's National Risk Index, Malakoff carries an overall risk score of 7.3/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to tornado and wind.

Within Texas, Malakoff's risk is, considerably above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Henderson County identifies cold wave as the foremost hazard, followed by tornado and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Malakoff's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Malakoff: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Malakoff

These city-level factors differentiate Malakoff from other communities in Henderson County and provide geographic context for its hazard exposure.

Population

5,842

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

32.1249Β° N, 96.0117Β° W

Henderson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Malakoff

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Malakoff

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.