🌍 ClimateRiskCheck

Natural Disaster Risk in Marlin

Texas

5.3out of 10
Moderate Risk

Risk Summary for Marlin

Marlin scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Drought

All 18 Hazard Scores

Hurricane
7.9
Tornado
7.4
Hail
6.7
Drought
6.7
Lightning
6.5
Wildfire
6.0
Extreme Heat
6.0
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.7
Avalanche
4.5
Ice Storm
4.3
Strong Wind
3.5
Earthquake
3.1
Landslide
2.2
Riverine Flooding
1.0

How it compares

Marlin
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marlin, Texas

Marlin is a town of roughly 7,602 residents in Falls County, in the Deep South. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Marlin.

FEMA rates Marlin's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for tornado and drought risk in their preparedness planning.

Marlin's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Falls County, the highest-scoring are hurricane, tornado, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Marlin residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Marlin: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Marlin

These city-level factors differentiate Marlin from other communities in Falls County and provide geographic context for its hazard exposure.

Population

7,602

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

31.3078Β° N, 96.8458Β° W

Falls County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Marlin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Marlin

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.