Natural Disaster Risk in Matador

Natural Hazard Profile: Matador, Texas

Located in the arid interior West in Motley County, Matador is a small community of about 776. The diverse climate that characterizes this part of Texas — marked by an exceptionally varied climate from humid subtropical in the east to desert in the west — directly influences the types and severity of natural hazards present, making Matador a community where hazard awareness has real practical value.

Matador's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wildfire and hail.

Relative to other U.S. communities, Matador's natural disaster risk is near the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Motley County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Matador's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.