🌍 ClimateRiskCheck

Natural Disaster Risk in Mcadoo

Texas

4.3out of 10
Moderate Risk

Risk Summary for Mcadoo

Mcadoo scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
9.7
Wildfire
7.9
Hail
7.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.4
Hurricane
4.2
Strong Wind
3.7
Ice Storm
3.1
Tornado
2.8
Cold Wave
2.7
Extreme Heat
2.4
Winter Weather
2.0
Lightning
1.7
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Mcadoo
4.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mcadoo, Texas

Mcadoo, in Dickens County, is a small unincorporated community situated in the arid interior West. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Mcadoo residents and property owners must navigate.

According to FEMA's National Risk Index, Mcadoo carries an overall risk score of 4.3/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and hail.

Within Texas, Mcadoo's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dickens County identifies drought as the foremost hazard, followed by wildfire and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Mcadoo residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Mcadoo: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Mcadoo

These city-level factors differentiate Mcadoo from other communities in Dickens County and provide geographic context for its hazard exposure.

Population

26

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

33.7643Β° N, 101.0256Β° W

Dickens County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mcadoo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mcadoo

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.