Natural Disaster Risk in McCulloch County

Natural Hazard Profile: McCulloch County, Texas

McCulloch County, in the United States in Texas, is characterized by its diverse climate — an exceptionally varied climate from humid subtropical in the east to desert in the west. The county faces overlapping tornado, hurricane, flood, and drought seasons, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, McCulloch County carries an overall risk score of 4.4/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and hail.

Within Texas, McCulloch County's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of McCulloch County identifies drought as the foremost hazard, followed by wildfire and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, McCulloch County residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.