🌍 ClimateRiskCheck

Natural Disaster Risk in Mentone

Texas

2.4out of 10
Low Risk

Risk Summary for Mentone

Mentone scores 2.4/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
3.8
Ice Storm
2.0
Wildfire
1.7
Drought
1.7
Extreme Heat
1.6
Cold Wave
1.5
Tornado
1.4
Strong Wind
1.4
Hail
1.4
Winter Weather
1.4
Earthquake
1.3
Lightning
1.3
Landslide
1.2
Riverine Flooding
1.0

How it compares

Mentone
2.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mentone, Texas

Mentone is a small unincorporated community in Loving County, in the Deep South. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mentone.

FEMA rates Mentone's composite natural disaster risk at 2.4 out of 10 β€” low risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for volcano and coastal flood risk in their preparedness planning.

Mentone's risk score, considerably below the 5.6/10 state average and well below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Loving County, the highest-scoring are tsunami, volcano, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Mentone carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Mentone: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Local Factors for Mentone

These city-level factors differentiate Mentone from other communities in Loving County and provide geographic context for its hazard exposure.

Population

33

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

31.8174Β° N, 103.4916Β° W

Loving County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mentone

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mentone

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.