🌍 ClimateRiskCheck

Natural Disaster Risk in Mertzon

Texas

3.6out of 10
Low Risk

Risk Summary for Mertzon

Mertzon scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Tsunami

All 18 Hazard Scores

Wildfire
8.5
Drought
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.1
Hurricane
3.9
Strong Wind
2.6
Extreme Heat
2.5
Tornado
2.2
Winter Weather
2.2
Cold Wave
1.9
Ice Storm
1.8
Lightning
1.7
Landslide
1.6
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Mertzon
3.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mertzon, Texas

Located in the Deep South in Irion County, Mertzon is a small community of about 1,158. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Mertzon a community where hazard awareness has real practical value.

Mertzon's overall natural disaster risk is rated 3.6/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and tsunami.

Relative to other U.S. communities, Mertzon's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Irion County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, Mertzon is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire β€” remains prudent for all residents.

What this means for Mertzon: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Mertzon

These city-level factors differentiate Mertzon from other communities in Irion County and provide geographic context for its hazard exposure.

Population

1,158

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

31.2473Β° N, 100.8984Β° W

Irion County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mertzon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mertzon

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.