🌍 ClimateRiskCheck

Natural Disaster Risk in Mineola

Texas

6.9out of 10
High Risk

Risk Summary for Mineola

Mineola scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Strong Wind

All 18 Hazard Scores

Ice Storm
9.8
Strong Wind
9.2
Hail
9.2
Extreme Heat
8.7
Drought
8.4
Cold Wave
8.0
Wildfire
7.7
Hurricane
7.7
Winter Weather
7.2
Lightning
5.9
Tsunami
5.4
Earthquake
5.3
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Mineola
6.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mineola, Texas

Located in the interior eastern United States in Wood County, Mineola is a city of approximately 14,230 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Mineola a community where hazard awareness has real practical value.

Mineola's overall natural disaster risk is rated 6.9/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include hail and wind.

Relative to other U.S. communities, Mineola's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by ice storm and hail, as measured by FEMA across Wood County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mineola's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mineola: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Mineola

These city-level factors differentiate Mineola from other communities in Wood County and provide geographic context for its hazard exposure.

Population

14,230

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

32.6797Β° N, 95.4465Β° W

Wood County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mineola

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Mineola

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.