🌍 ClimateRiskCheck

Natural Disaster Risk in Mont Belvieu

Texas

5.7out of 10
Moderate Risk

Risk Summary for Mont Belvieu

Mont Belvieu scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
9.1
Wildfire
8.1
Tornado
7.9
Lightning
7.8
Drought
6.8
Ice Storm
6.4
Extreme Heat
5.9
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
3.7
Strong Wind
3.1
Earthquake
3.0
Winter Weather
2.7
Landslide
2.4
Riverine Flooding
1.0

How it compares

Mont Belvieu
5.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mont Belvieu, Texas

Mont Belvieu, in Chambers County, is a small unincorporated community situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Mont Belvieu residents and property owners must navigate.

According to FEMA's National Risk Index, Mont Belvieu carries an overall risk score of 5.7/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and wildfire.

Within Texas, Mont Belvieu's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chambers County identifies coastal flood as the foremost hazard, followed by hurricane and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Mont Belvieu residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Mont Belvieu: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Mont Belvieu

These city-level factors differentiate Mont Belvieu from other communities in Chambers County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

29.8571Β° N, 94.8808Β° W

Chambers County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mont Belvieu

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mont Belvieu

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.