🌍 ClimateRiskCheck

Natural Disaster Risk in Morse

Texas

6.5out of 10
High Risk

Risk Summary for Morse

Morse scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
9.9
Wildfire
9.6
Hail
9.2
Winter Weather
9.1
Cold Wave
9.0
Tornado
8.1
Ice Storm
7.7
Strong Wind
7.1
Lightning
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Extreme Heat
4.1
Landslide
2.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Morse
6.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Morse, Texas

Morse is a small unincorporated community in Hutchinson County, in the arid interior West. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Morse.

According to FEMA's National Risk Index, Morse carries an overall risk score of 6.5/10, placing it in the high category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wildfire and hail.

Morse's risk score, slightly above the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hutchinson County, the highest-scoring are drought, wildfire, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Morse residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Morse: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Morse

These city-level factors differentiate Morse from other communities in Hutchinson County and provide geographic context for its hazard exposure.

Population

435

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

35.9962Β° N, 101.5273Β° W

Hutchinson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Morse

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Morse

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.