🌍 ClimateRiskCheck

Natural Disaster Risk in Newton County

Texas

5.3out of 10
Moderate Risk

Risk Summary for Newton County

Newton County scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.1
Hurricane
8.8
Wildfire
7.8
Lightning
7.2
Ice Storm
7.0
Extreme Heat
5.5
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.9
Earthquake
3.6
Landslide
3.5
Winter Weather
3.4
Hail
3.3
Strong Wind
3.0
Cold Wave
3.0
Riverine Flooding
1.0

How it compares

Newton County
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Newton County, Texas

Newton County is located in the United States in Texas, home to roughly 12,151 residents. The county experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Newton County's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for hurricane and wildfire risk in their preparedness planning.

Newton County's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Newton County, the highest-scoring are coastal flood, hurricane, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Newton County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Newton County: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Cities in Newton County

ZIP codes in Newton County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.