🌍 ClimateRiskCheck

Natural Disaster Risk in Olden

Texas

5.7out of 10
Moderate Risk

Risk Summary for Olden

Olden scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Tornado

All 18 Hazard Scores

Wildfire
9.0
Hail
8.7
Tornado
7.0
Cold Wave
6.9
Drought
6.5
Hurricane
6.4
Extreme Heat
5.6
Tsunami
5.4
Strong Wind
5.1
Winter Weather
5.1
Volcanic Activity
5.1
Landslide
5.0
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.3
Ice Storm
4.1
Earthquake
3.4
Riverine Flooding
1.0

How it compares

Olden
5.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Olden, Texas

Olden, in Eastland County, is a small community of about 564 situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Olden residents and property owners must navigate.

Olden's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include hail and tornado.

Within Texas, Olden's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Eastland County identifies wildfire as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Olden's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Olden: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Olden

These city-level factors differentiate Olden from other communities in Eastland County and provide geographic context for its hazard exposure.

Population

564

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

32.4289Β° N, 98.7332Β° W

Eastland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Olden

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Olden

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.