🌍 ClimateRiskCheck

Natural Disaster Risk in Onalaska

Texas

6.4out of 10
High Risk

Risk Summary for Onalaska

Onalaska scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Strong Wind

All 18 Hazard Scores

Lightning
9.4
Hurricane
9.3
Strong Wind
9.0
Tornado
8.9
Cold Wave
8.8
Extreme Heat
8.0
Ice Storm
8.0
Wildfire
7.9
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Hail
3.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Onalaska
6.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Onalaska, Texas

Onalaska, in Polk County, is a town of roughly 6,223 residents situated in the South Central United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Onalaska residents and property owners must navigate.

Onalaska's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include hurricane and wind.

Within Texas, Onalaska's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Polk County identifies lightning as the foremost hazard, followed by hurricane and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Onalaska residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Onalaska: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Onalaska

These city-level factors differentiate Onalaska from other communities in Polk County and provide geographic context for its hazard exposure.

Population

6,223

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

30.8471Β° N, 95.1139Β° W

Polk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Onalaska

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Onalaska

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.