🌍 ClimateRiskCheck

Natural Disaster Risk in Pampa

Texas

6.6out of 10
High Risk

Risk Summary for Pampa

Pampa scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Wildfire

All 18 Hazard Scores

Drought
9.8
Wildfire
9.4
Hail
9.4
Winter Weather
9.1
Ice Storm
8.2
Tornado
8.0
Strong Wind
7.9
Cold Wave
7.9
Lightning
7.7
Tsunami
5.4
Earthquake
5.2
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
3.4
Landslide
1.6
Riverine Flooding
1.0

How it compares

Pampa
6.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pampa, Texas

Pampa, in Gray County, is a city of approximately 19,378 residents situated in the arid interior West. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Pampa residents and property owners must navigate.

Pampa's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include hail and wildfire.

Within Texas, Pampa's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Gray County identifies drought as the foremost hazard, followed by hail and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Pampa's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Pampa: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Pampa

These city-level factors differentiate Pampa from other communities in Gray County and provide geographic context for its hazard exposure.

Population

19,378

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

35.5236Β° N, 100.9038Β° W

Gray County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pampa

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Pampa

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.