🌍 ClimateRiskCheck

Natural Disaster Risk in Pennington

Texas

6.3out of 10
High Risk

Risk Summary for Pennington

Pennington scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Cold Wave Hurricane

All 18 Hazard Scores

Lightning
9.9
Cold Wave
8.9
Hurricane
8.5
Drought
8.4
Wildfire
8.1
Extreme Heat
7.5
Ice Storm
7.0
Tornado
6.8
Strong Wind
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.5
Avalanche
4.5
Winter Weather
4.3
Earthquake
3.9
Hail
3.6
Riverine Flooding
1.0

How it compares

Pennington
6.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pennington, Texas

Pennington, in Houston County, is a small unincorporated community situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Pennington residents and property owners must navigate.

According to FEMA's National Risk Index, Pennington carries an overall risk score of 6.3/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to cold wave and hurricane.

Within Texas, Pennington's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Houston County identifies lightning as the foremost hazard, followed by cold wave and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Pennington residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Pennington: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Pennington

These city-level factors differentiate Pennington from other communities in Houston County and provide geographic context for its hazard exposure.

Population

65

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

31.2014Β° N, 95.2537Β° W

Houston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pennington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pennington

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.