🌍 ClimateRiskCheck

Natural Disaster Risk in Premont

Texas

6.4out of 10
High Risk

Risk Summary for Premont

Premont scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Hail

All 18 Hazard Scores

Cold Wave
9.9
Hurricane
9.6
Hail
8.7
Extreme Heat
8.6
Ice Storm
8.5
Drought
8.4
Wildfire
7.5
Tornado
7.2
Lightning
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Avalanche
4.5
Winter Weather
4.1
Earthquake
3.3
Landslide
2.1
Riverine Flooding
1.0

How it compares

Premont
6.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Premont, Texas

Premont, in Jim Wells County, is a town of roughly 2,754 residents situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Premont residents and property owners must navigate.

According to FEMA's National Risk Index, Premont carries an overall risk score of 6.4/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hurricane and hail.

Within Texas, Premont's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jim Wells County identifies cold wave as the foremost hazard, followed by hurricane and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Premont's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Premont: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Premont

These city-level factors differentiate Premont from other communities in Jim Wells County and provide geographic context for its hazard exposure.

Population

2,754

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 27.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

27.3828Β° N, 98.1635Β° W

Jim Wells County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Premont

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Premont

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.