🌍 ClimateRiskCheck

Natural Disaster Risk in Purmela

Texas

6.2out of 10
High Risk

Risk Summary for Purmela

Purmela scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Lightning Wildfire

All 18 Hazard Scores

Tornado
8.9
Lightning
8.8
Wildfire
8.5
Winter Weather
8.2
Hail
8.1
Cold Wave
8.0
Extreme Heat
7.4
Hurricane
7.2
Tsunami
5.4
Ice Storm
5.3
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Landslide
3.4
Earthquake
2.7
Riverine Flooding
1.0

How it compares

Purmela
6.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Purmela, Texas

Purmela, in Coryell County, is a small unincorporated community situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Purmela residents and property owners must navigate.

According to FEMA's National Risk Index, Purmela carries an overall risk score of 6.2/10, placing it in the high category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to lightning and wildfire.

Within Texas, Purmela's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Coryell County identifies tornado as the foremost hazard, followed by lightning and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Purmela residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Purmela: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Purmela

These city-level factors differentiate Purmela from other communities in Coryell County and provide geographic context for its hazard exposure.

Population

370

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

31.5166Β° N, 97.9988Β° W

Coryell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Purmela

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Purmela

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.