🌍 ClimateRiskCheck

Natural Disaster Risk in Quemado

Texas

5.6out of 10
Moderate Risk

Risk Summary for Quemado

Quemado scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Drought Lightning

All 18 Hazard Scores

Extreme Heat
9.2
Drought
8.4
Lightning
8.1
Hurricane
7.7
Tornado
7.1
Hail
5.7
Winter Weather
5.7
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.9
Strong Wind
3.0
Earthquake
2.9
Ice Storm
2.7
Riverine Flooding
1.0

How it compares

Quemado
5.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Quemado, Texas

Located along the Gulf Coast in Maverick County, Quemado is a small community of about 648. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Quemado a community where hazard awareness has real practical value.

Quemado's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include drought and lightning.

Relative to other U.S. communities, Quemado's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by heat and drought, as measured by FEMA across Maverick County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Quemado's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Quemado: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Quemado

These city-level factors differentiate Quemado from other communities in Maverick County and provide geographic context for its hazard exposure.

Population

648

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

28.9533Β° N, 100.6043Β° W

Maverick County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Quemado

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Quemado

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.