🌍 ClimateRiskCheck

Natural Disaster Risk in Raywood

Texas

6.7out of 10
High Risk

Risk Summary for Raywood

Raywood scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Tornado Hurricane

All 18 Hazard Scores

Lightning
9.7
Tornado
9.5
Hurricane
9.3
Coastal Flooding
8.9
Wildfire
8.6
Extreme Heat
8.6
Cold Wave
8.2
Ice Storm
8.2
Drought
8.0
Tsunami
5.4
Volcanic Activity
5.1
Hail
5.0
Avalanche
4.5
Winter Weather
4.3
Strong Wind
4.1
Earthquake
3.9
Landslide
2.9
Riverine Flooding
1.0

How it compares

Raywood
6.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Raywood, Texas

Raywood, in Liberty County, is a small unincorporated community situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Raywood residents and property owners must navigate.

According to FEMA's National Risk Index, Raywood carries an overall risk score of 6.7/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to tornado and hurricane.

Within Texas, Raywood's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Liberty County identifies lightning as the foremost hazard, followed by tornado and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Raywood's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Raywood: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Raywood

These city-level factors differentiate Raywood from other communities in Liberty County and provide geographic context for its hazard exposure.

Population

135

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

30.0137Β° N, 94.6550Β° W

Liberty County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Raywood

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Raywood

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.