🌍 ClimateRiskCheck

Natural Disaster Risk in Rockdale

Texas

6.3out of 10
High Risk

Risk Summary for Rockdale

Rockdale scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Hurricane

All 18 Hazard Scores

Drought
8.8
Lightning
8.6
Hurricane
8.5
Tornado
8.4
Hail
8.2
Cold Wave
7.9
Wildfire
7.0
Extreme Heat
7.0
Winter Weather
5.8
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Landslide
3.5
Earthquake
3.3
Riverine Flooding
1.0

How it compares

Rockdale
6.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rockdale, Texas

Located in the South Central United States in Milam County, Rockdale is a town of roughly 9,032 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Rockdale a community where hazard awareness has real practical value.

Rockdale's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include lightning and hurricane.

Relative to other U.S. communities, Rockdale's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and lightning, as measured by FEMA across Milam County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Rockdale's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Rockdale: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Rockdale

These city-level factors differentiate Rockdale from other communities in Milam County and provide geographic context for its hazard exposure.

Population

9,032

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

30.6454Β° N, 97.0136Β° W

Milam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rockdale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rockdale

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.