🌍 ClimateRiskCheck

Natural Disaster Risk in Roma

Texas

5.8out of 10
Moderate Risk

Risk Summary for Roma

Roma scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Wildfire Hurricane

All 18 Hazard Scores

Cold Wave
9.9
Wildfire
8.7
Hurricane
8.6
Extreme Heat
8.4
Drought
7.3
Hail
7.1
Ice Storm
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Tornado
4.6
Avalanche
4.5
Landslide
3.9
Earthquake
3.8
Lightning
3.1
Strong Wind
2.5
Riverine Flooding
1.0

How it compares

Roma
5.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Roma, Texas

Roma, in Starr County, is a city of approximately 18,464 residents situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Roma residents and property owners must navigate.

Roma's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include wildfire and hurricane.

Within Texas, Roma's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Starr County identifies cold wave as the foremost hazard, followed by wildfire and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Roma residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Roma: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Roma

These city-level factors differentiate Roma from other communities in Starr County and provide geographic context for its hazard exposure.

Population

18,464

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 26.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

26.5623Β° N, 98.9847Β° W

Starr County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Roma

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Roma

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.