🌍 ClimateRiskCheck

Natural Disaster Risk in San Ygnacio

Texas

4.3out of 10
Moderate Risk

Risk Summary for San Ygnacio

San Ygnacio scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Wildfire

All 18 Hazard Scores

Cold Wave
9.1
Hurricane
7.7
Wildfire
7.4
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Hail
4.5
Avalanche
4.5
Drought
4.2
Earthquake
2.9
Winter Weather
2.6
Tornado
2.5
Landslide
2.5
Ice Storm
2.2
Lightning
1.7
Strong Wind
1.6
Riverine Flooding
1.0

How it compares

San Ygnacio
4.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: San Ygnacio, Texas

San Ygnacio, in Zapata County, is a small community of about 629 situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that San Ygnacio residents and property owners must navigate.

San Ygnacio's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include hurricane and wildfire.

Within Texas, San Ygnacio's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Zapata County identifies cold wave as the foremost hazard, followed by hurricane and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, San Ygnacio residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for San Ygnacio: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for San Ygnacio

These city-level factors differentiate San Ygnacio from other communities in Zapata County and provide geographic context for its hazard exposure.

Population

629

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 27.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

27.1131Β° N, 99.3279Β° W

Zapata County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for San Ygnacio

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in San Ygnacio

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.