🌍 ClimateRiskCheck

Natural Disaster Risk in Santa Anna

Texas

5.1out of 10
Moderate Risk

Risk Summary for Santa Anna

Santa Anna scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Drought

All 18 Hazard Scores

Hail
8.3
Wildfire
8.2
Strong Wind
8.1
Drought
8.1
Hurricane
5.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Tornado
4.6
Avalanche
4.5
Extreme Heat
4.4
Lightning
3.9
Cold Wave
3.2
Ice Storm
2.4
Landslide
2.3
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Santa Anna
5.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Santa Anna, Texas

Located in the Deep South in Coleman County, Santa Anna is a small community of about 1,585. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Santa Anna a community where hazard awareness has real practical value.

FEMA rates Santa Anna's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for wildfire and drought risk in their preparedness planning.

Relative to other U.S. communities, Santa Anna's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by hail and wildfire, as measured by FEMA across Coleman County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Santa Anna's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Santa Anna: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Santa Anna

These city-level factors differentiate Santa Anna from other communities in Coleman County and provide geographic context for its hazard exposure.

Population

1,585

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

31.6666Β° N, 99.2961Β° W

Coleman County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Santa Anna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Santa Anna

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.