🌍 ClimateRiskCheck

Natural Disaster Risk in Scroggins

Texas

5.5out of 10
Moderate Risk

Risk Summary for Scroggins

Scroggins scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Hail

All 18 Hazard Scores

Ice Storm
9.0
Tornado
7.6
Hail
7.2
Drought
7.1
Hurricane
7.0
Wildfire
6.4
Extreme Heat
5.7
Strong Wind
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.4
Earthquake
4.0
Winter Weather
3.7
Landslide
2.9
Lightning
2.6
Riverine Flooding
1.0

How it compares

Scroggins
5.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scroggins, Texas

Scroggins, in Franklin County, is a small community of about 1,661 situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Scroggins residents and property owners must navigate.

According to FEMA's National Risk Index, Scroggins carries an overall risk score of 5.5/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to tornado and hail.

Within Texas, Scroggins's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Franklin County identifies ice storm as the foremost hazard, followed by tornado and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Scroggins residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Scroggins: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Scroggins

These city-level factors differentiate Scroggins from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

1,661

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

33.0213Β° N, 95.1916Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scroggins

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scroggins

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.