🌍 ClimateRiskCheck

Natural Disaster Risk in Seadrift

Texas

5.5out of 10
Moderate Risk

Risk Summary for Seadrift

Seadrift scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.5
Coastal Flooding
9.4
Drought
9.2
Cold Wave
8.2
Lightning
8.0
Wildfire
6.3
Extreme Heat
5.9
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Avalanche
4.5
Ice Storm
4.4
Hail
3.0
Winter Weather
2.6
Earthquake
2.4
Strong Wind
2.3
Landslide
2.1
Riverine Flooding
1.0

How it compares

Seadrift
5.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Seadrift, Texas

Seadrift is a town of roughly 2,529 residents in Calhoun County, along the Gulf Coast. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Seadrift.

According to FEMA's National Risk Index, Seadrift carries an overall risk score of 5.5/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and drought.

Seadrift's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Calhoun County, the highest-scoring are hurricane, coastal flood, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Seadrift's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Seadrift: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Seadrift

These city-level factors differentiate Seadrift from other communities in Calhoun County and provide geographic context for its hazard exposure.

Population

2,529

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

28.3987Β° N, 96.6405Β° W

Calhoun County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Seadrift

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Seadrift

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.