🌍 ClimateRiskCheck

Natural Disaster Risk in Sheffield

Texas

2.9out of 10
Low Risk

Risk Summary for Sheffield

Sheffield scores 2.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Wildfire Volcanic Activity

All 18 Hazard Scores

Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.0
Extreme Heat
2.4
Landslide
2.4
Lightning
1.9
Ice Storm
1.8
Tornado
1.7
Strong Wind
1.7
Hail
1.7
Drought
1.7
Cold Wave
1.6
Winter Weather
1.5
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Sheffield
2.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sheffield, Texas

Sheffield, in Terrell County, is a small unincorporated community situated in the South Central United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Sheffield residents and property owners must navigate.

Sheffield's overall natural disaster risk is rated 2.9/10 (Low) by FEMA's National Risk Index. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Secondary hazards include wildfire and volcano.

Within Texas, Sheffield's risk is, considerably below the 5.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Terrell County identifies tsunami as the foremost hazard, followed by wildfire and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Sheffield carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Sheffield: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Sheffield

These city-level factors differentiate Sheffield from other communities in Terrell County and provide geographic context for its hazard exposure.

Population

74

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

30.6011Β° N, 101.7535Β° W

Terrell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sheffield

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Sheffield

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.