🌍 ClimateRiskCheck

Natural Disaster Risk in Shepherd

Texas

5.3out of 10
Moderate Risk

Risk Summary for Shepherd

Shepherd scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hurricane Lightning

All 18 Hazard Scores

Tornado
9.1
Hurricane
8.3
Lightning
7.7
Wildfire
7.2
Ice Storm
6.5
Extreme Heat
6.3
Cold Wave
6.1
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Hail
3.8
Earthquake
3.0
Winter Weather
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Shepherd
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Shepherd, Texas

Located in the Deep South in San Jacinto County, Shepherd is a town of roughly 7,800 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Shepherd a community where hazard awareness has real practical value.

Shepherd's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, Shepherd's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by tornado and hurricane, as measured by FEMA across San Jacinto County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Shepherd residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Shepherd: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Shepherd

These city-level factors differentiate Shepherd from other communities in San Jacinto County and provide geographic context for its hazard exposure.

Population

7,800

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

30.4938Β° N, 94.9815Β° W

San Jacinto County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Shepherd

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Shepherd

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.