Natural Disaster Risk in Stonewall
Texas
Risk Summary for Stonewall
Stonewall scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stonewall, Texas
Located in the South Central United States in Gillespie County, Stonewall is a small unincorporated community. The diverse climate that characterizes this part of Texas β marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β directly influences the types and severity of natural hazards present, making Stonewall a community where hazard awareness has real practical value.
FEMA rates Stonewall's composite natural disaster risk at 5.9 out of 10 β moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for wildfire and drought risk in their preparedness planning.
Relative to other U.S. communities, Stonewall's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by hail and wildfire, as measured by FEMA across Gillespie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Stonewall residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.
What this means for Stonewall: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Stonewall
These city-level factors differentiate Stonewall from other communities in Gillespie County and provide geographic context for its hazard exposure.
Population
413
RuralGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 30.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.6/10
Coordinates
30.2041Β° N, 98.6328Β° W
Gillespie County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stonewall
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stonewall
Other cities in Texas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.