🌍 ClimateRiskCheck

Natural Disaster Risk in Stonewall County

Texas

3.9out of 10
Low Risk

Risk Summary for Stonewall County

Stonewall County scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Tsunami

All 18 Hazard Scores

Drought
9.2
Wildfire
7.0
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.3
Landslide
3.2
Strong Wind
2.8
Ice Storm
2.7
Tornado
2.6
Extreme Heat
2.1
Cold Wave
1.9
Winter Weather
1.8
Earthquake
1.6
Lightning
1.4
Riverine Flooding
1.0

How it compares

Stonewall County
3.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stonewall County, Texas

Stonewall County is located in the United States in Texas, home to roughly 1,245 residents. The county experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Stonewall County's composite natural disaster risk at 3.9 out of 10 β€” low risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for wildfire and tsunami risk in their preparedness planning.

Stonewall County's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Stonewall County, the highest-scoring are drought, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Stonewall County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” drought β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Stonewall County: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Cities in Stonewall County

ZIP codes in Stonewall County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.