Natural Disaster Risk in Sublime
Texas
Risk Summary for Sublime
Sublime scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sublime, Texas
Located along the Gulf Coast in Lavaca County, Sublime is a small unincorporated community. The diverse climate that characterizes this part of Texas — marked by an exceptionally varied climate from humid subtropical in the east to desert in the west — directly influences the types and severity of natural hazards present, making Sublime a community where hazard awareness has real practical value.
FEMA rates Sublime's composite natural disaster risk at 5.3 out of 10 — moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for cold wave and lightning risk in their preparedness planning.
Relative to other U.S. communities, Sublime's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by hurricane and cold wave, as measured by FEMA across Lavaca County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Sublime residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.
What this means for Sublime: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Sublime
These city-level factors differentiate Sublime from other communities in Lavaca County and provide geographic context for its hazard exposure.
Population
N/A
RuralGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 29.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 4.5/10
Coordinates
29.4766° N, 96.7961° W
Lavaca County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sublime
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sublime
Other cities in Texas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.