🌍 ClimateRiskCheck

Natural Disaster Risk in Sunray

Texas

4.5out of 10
Moderate Risk

Risk Summary for Sunray

Sunray scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Cold Wave Wildfire

All 18 Hazard Scores

Drought
9.9
Cold Wave
7.8
Wildfire
7.0
Winter Weather
6.0
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
3.7
Ice Storm
3.3
Earthquake
2.9
Tornado
2.9
Hurricane
2.4
Strong Wind
2.1
Extreme Heat
1.8
Landslide
1.3
Riverine Flooding
1.0

How it compares

Sunray
4.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sunray, Texas

Located in the Great Plains in Sherman County, Sunray is a town of roughly 3,219 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Sunray a community where hazard awareness has real practical value.

Sunray's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include cold wave and wildfire.

Relative to other U.S. communities, Sunray's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by drought and cold wave, as measured by FEMA across Sherman County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Sunray's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Sunray: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Sunray

These city-level factors differentiate Sunray from other communities in Sherman County and provide geographic context for its hazard exposure.

Population

3,219

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

36.1354Β° N, 101.7926Β° W

Sherman County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sunray

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sunray

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.