🌍 ClimateRiskCheck

Natural Disaster Risk in Taylor

Texas

7.2out of 10
High Risk

Risk Summary for Taylor

Taylor scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Cold Wave

All 18 Hazard Scores

Hail
9.9
Winter Weather
9.7
Cold Wave
9.6
Tornado
9.5
Extreme Heat
9.2
Lightning
9.0
Wildfire
8.9
Hurricane
7.9
Ice Storm
7.7
Drought
7.6
Strong Wind
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Landslide
3.4
Riverine Flooding
1.0

How it compares

Taylor
7.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Taylor, Texas

Taylor is a city of approximately 20,242 residents in Williamson County, in the South Central United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Taylor.

FEMA rates Taylor's composite natural disaster risk at 7.2 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for winter and cold wave risk in their preparedness planning.

Taylor's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Williamson County, the highest-scoring are hail, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Taylor's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Taylor: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Taylor

These city-level factors differentiate Taylor from other communities in Williamson County and provide geographic context for its hazard exposure.

Population

20,242

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.9/10

Coordinates

30.5830Β° N, 97.3897Β° W

Williamson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Taylor

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Taylor

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.