🌍 ClimateRiskCheck

Natural Disaster Risk in Terlingua

Texas

5.4out of 10
Moderate Risk

Risk Summary for Terlingua

Terlingua scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Drought

All 18 Hazard Scores

Wildfire
9.0
Avalanche
9.0
Drought
7.8
Lightning
7.7
Extreme Heat
6.8
Landslide
5.9
Tsunami
5.4
Ice Storm
5.4
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Hail
4.3
Earthquake
3.6
Tornado
2.6
Cold Wave
2.3
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

Terlingua
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Terlingua, Texas

Located along the Gulf Coast in Brewster County, Terlingua is a small community of about 641. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Terlingua a community where hazard awareness has real practical value.

FEMA rates Terlingua's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for wildfire and drought risk in their preparedness planning.

Relative to other U.S. communities, Terlingua's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Brewster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Terlingua residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Terlingua: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Terlingua

These city-level factors differentiate Terlingua from other communities in Brewster County and provide geographic context for its hazard exposure.

Population

641

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

29.3648Β° N, 103.6029Β° W

Brewster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Terlingua

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Terlingua

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.