🌍 ClimateRiskCheck

Natural Disaster Risk in Throckmorton

Texas

3.9out of 10
Low Risk

Risk Summary for Throckmorton

Throckmorton scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
8.7
Wildfire
7.4
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Landslide
3.0
Tornado
2.7
Strong Wind
2.7
Extreme Heat
2.6
Ice Storm
2.1
Cold Wave
2.0
Earthquake
1.7
Winter Weather
1.6
Lightning
1.3
Riverine Flooding
1.0

How it compares

Throckmorton
3.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Throckmorton, Texas

Throckmorton, in Throckmorton County, is a small community of about 822 situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Throckmorton residents and property owners must navigate.

According to FEMA's National Risk Index, Throckmorton carries an overall risk score of 3.9/10, placing it in the low category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and hail.

Within Texas, Throckmorton's risk is, considerably below the 5.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Throckmorton County identifies drought as the foremost hazard, followed by wildfire and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Throckmorton carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” drought β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Throckmorton: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Throckmorton

These city-level factors differentiate Throckmorton from other communities in Throckmorton County and provide geographic context for its hazard exposure.

Population

822

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

33.1667Β° N, 99.2511Β° W

Throckmorton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Throckmorton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Throckmorton

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.