🌍 ClimateRiskCheck

Natural Disaster Risk in Troup

Texas

6.9out of 10
High Risk

Risk Summary for Troup

Troup scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Extreme Heat

All 18 Hazard Scores

Strong Wind
9.3
Drought
9.0
Extreme Heat
8.5
Ice Storm
8.5
Wildfire
8.1
Cold Wave
8.1
Hurricane
8.0
Lightning
7.4
Tornado
7.3
Winter Weather
7.2
Landslide
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.7
Earthquake
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Troup
6.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Troup, Texas

Located in the interior eastern United States in Cherokee County, Troup is a town of roughly 9,095 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Troup a community where hazard awareness has real practical value.

FEMA rates Troup's composite natural disaster risk at 6.9 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for drought and heat risk in their preparedness planning.

Relative to other U.S. communities, Troup's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by wind and drought, as measured by FEMA across Cherokee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Troup residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Troup: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Troup

These city-level factors differentiate Troup from other communities in Cherokee County and provide geographic context for its hazard exposure.

Population

9,095

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

32.1126Β° N, 95.0940Β° W

Cherokee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Troup

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Troup

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.