🌍 ClimateRiskCheck

Natural Disaster Risk in Tulia

Texas

5.7out of 10
Moderate Risk

Risk Summary for Tulia

Tulia scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Wildfire

All 18 Hazard Scores

Hail
9.6
Drought
9.4
Wildfire
8.9
Strong Wind
7.9
Winter Weather
7.7
Tornado
6.6
Hurricane
6.2
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.2
Ice Storm
4.1
Extreme Heat
3.2
Lightning
3.1
Landslide
1.3
Riverine Flooding
1.0

How it compares

Tulia
5.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tulia, Texas

Located in the arid interior West in Swisher County, Tulia is a town of roughly 5,302 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Tulia a community where hazard awareness has real practical value.

FEMA rates Tulia's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for drought and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Tulia's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by hail and drought, as measured by FEMA across Swisher County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Tulia residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Tulia: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Tulia

These city-level factors differentiate Tulia from other communities in Swisher County and provide geographic context for its hazard exposure.

Population

5,302

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.9/10

Coordinates

34.5746Β° N, 101.6932Β° W

Swisher County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tulia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tulia

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.