🌍 ClimateRiskCheck

Natural Disaster Risk in Val Verde County

Texas

5.8out of 10
Moderate Risk

Risk Summary for Val Verde County

Val Verde County scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Hail

All 18 Hazard Scores

Wildfire
8.7
Winter Weather
8.6
Hail
8.4
Lightning
7.4
Extreme Heat
7.3
Hurricane
7.2
Drought
6.8
Landslide
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Cold Wave
4.8
Avalanche
4.5
Earthquake
3.2
Strong Wind
2.8
Ice Storm
2.5
Riverine Flooding
1.0

How it compares

Val Verde County
5.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Val Verde County, Texas

Val Verde County, in the United States in Texas, is characterized by its diverse climate β€” an exceptionally varied climate from humid subtropical in the east to desert in the west. The county faces overlapping tornado, hurricane, flood, and drought seasons, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Val Verde County's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include winter and hail.

Within Texas, Val Verde County's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Val Verde County identifies wildfire as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Val Verde County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Val Verde County: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Cities in Val Verde County

ZIP codes in Val Verde County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.