🌍 ClimateRiskCheck

Natural Disaster Risk in Vanderbilt

Texas

5.5out of 10
Moderate Risk

Risk Summary for Vanderbilt

Vanderbilt scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.3
Drought
9.1
Wildfire
6.8
Cold Wave
6.2
Extreme Heat
6.1
Ice Storm
6.0
Lightning
5.8
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.3
Winter Weather
2.8
Earthquake
2.7
Strong Wind
2.5
Landslide
2.1
Riverine Flooding
1.0

How it compares

Vanderbilt
5.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Vanderbilt, Texas

Located along the Gulf Coast in Jackson County, Vanderbilt is a small unincorporated community. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Vanderbilt a community where hazard awareness has real practical value.

Vanderbilt's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and drought.

Relative to other U.S. communities, Vanderbilt's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Vanderbilt residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Vanderbilt: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Vanderbilt

These city-level factors differentiate Vanderbilt from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

440

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

28.7866Β° N, 96.5947Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Vanderbilt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Vanderbilt

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.