🌍 ClimateRiskCheck

Natural Disaster Risk in Village Mills

Texas

6.4out of 10
High Risk

Risk Summary for Village Mills

Village Mills scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.1
Lightning
9.1
Coastal Flooding
9.1
Ice Storm
9.0
Tornado
8.7
Wildfire
8.5
Cold Wave
7.6
Extreme Heat
7.3
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Drought
4.9
Strong Wind
4.6
Avalanche
4.5
Earthquake
4.0
Hail
3.5
Landslide
2.8
Riverine Flooding
1.0

How it compares

Village Mills
6.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Village Mills, Texas

Village Mills, in Hardin County, is a small community of about 584 situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Village Mills residents and property owners must navigate.

Village Mills's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and lightning.

Within Texas, Village Mills's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hardin County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Village Mills residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Village Mills: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Village Mills

These city-level factors differentiate Village Mills from other communities in Hardin County and provide geographic context for its hazard exposure.

Population

584

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

30.5103Β° N, 94.4052Β° W

Hardin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Village Mills

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Village Mills

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.