🌍 ClimateRiskCheck

Natural Disaster Risk in Whitt

Texas

6.5out of 10
High Risk

Risk Summary for Whitt

Whitt scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Wildfire Extreme Heat

All 18 Hazard Scores

Wildfire
9.7
Tornado
9.7
Extreme Heat
9.1
Hail
8.6
Cold Wave
8.5
Ice Storm
7.5
Lightning
7.1
Landslide
6.9
Hurricane
6.3
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.3
Drought
4.2
Strong Wind
3.5
Riverine Flooding
1.0

How it compares

Whitt
6.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Whitt, Texas

Whitt, in Parker County, is a small unincorporated community situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Whitt residents and property owners must navigate.

Whitt's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include wildfire and heat.

Within Texas, Whitt's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Parker County identifies tornado as the foremost hazard, followed by wildfire and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Whitt residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Whitt: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Whitt

These city-level factors differentiate Whitt from other communities in Parker County and provide geographic context for its hazard exposure.

Population

41

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

32.9572Β° N, 98.0403Β° W

Parker County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Whitt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Whitt

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.