🌍 ClimateRiskCheck

Natural Disaster Risk in Windthorst

Texas

4.6out of 10
Moderate Risk

Risk Summary for Windthorst

Windthorst scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Hail

All 18 Hazard Scores

Wildfire
8.6
Drought
7.4
Hail
5.5
Tsunami
5.4
Hurricane
5.2
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Tornado
4.0
Landslide
4.0
Strong Wind
3.9
Earthquake
3.0
Cold Wave
2.9
Winter Weather
2.7
Lightning
1.6
Riverine Flooding
1.0

How it compares

Windthorst
4.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Windthorst, Texas

Windthorst is a small community of about 1,739 in Archer County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Windthorst.

FEMA rates Windthorst's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for drought and hail risk in their preparedness planning.

Windthorst's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Archer County, the highest-scoring are wildfire, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Windthorst's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Windthorst: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Windthorst

These city-level factors differentiate Windthorst from other communities in Archer County and provide geographic context for its hazard exposure.

Population

1,739

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

33.4971Β° N, 98.4757Β° W

Archer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Windthorst

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Windthorst

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.