🌍 ClimateRiskCheck

Natural Disaster Risk in Winkler County

Texas

4.3out of 10
Moderate Risk

Risk Summary for Winkler County

Winkler County scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
8.2
Wildfire
6.3
Hail
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.7
Avalanche
4.5
Hurricane
4.1
Extreme Heat
3.9
Ice Storm
3.6
Strong Wind
3.5
Lightning
3.1
Tornado
2.9
Cold Wave
2.8
Earthquake
2.7
Landslide
1.3
Riverine Flooding
1.0

How it compares

Winkler County
4.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Winkler County, Texas

Winkler County is located in the United States in Texas, home to roughly 7,780 residents. The county experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Winkler County carries an overall risk score of 4.3/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wildfire and hail.

Winkler County's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Winkler County, the highest-scoring are drought, wildfire, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Winkler County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Winkler County: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Cities in Winkler County

ZIP codes in Winkler County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.